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Benefit Planning, Asset Protection & Insurance Strategies

The Aid & Attendance increased monthly pension is the maximum amount of benefit awarded to the wartime veteran or surviving spouse.  In order to receive the full amount of Aid & Attendance, the veteran or widow must pass both an income and an asset test. 

At The Veteran Benefits Consulting Firm, LLC we help our veterans, surviving spouses, and their families:

1. Qualify for the VA's Non-Service Connected Veteran Pension or Survivor's Death
    Pension, at the full amount.  This is known as "Aid & Attendance"
2. Substantially increase their monthly income
3. Pay for assisted living or home healthcare
4. Protect and preserve their assets
5. Earn a reasonable rate of return while keeping things simple
6. Reduce long-term care costs
7. Reduce their taxes
8. Obtain peace of mind.

The Veteran Benefits Consulting Firm, LLC partners with a team of VA Accredited Attorneys who help our veteran families qualify for this pension.  Our streamlined process helps the veteran family obtain the benefit on an average of 60-90 days.  Our team has over $80,000,000 in paid out claims to veteran families.  It is extremely important for a veteran family to contact our office prior to filing for this benefit.

No fee, no obligation consultation: 1-877-896-0181

Aid & Attendance (A&A) 

The Aid & Attendance increased monthly pension is the maximum amount of benefit awarded to the wartime veteran or widow.  Aid & Attendance is a pension benefit that does not require service-related injuries for compensation.  In order to receive the full amount of Aid & Attendance, the veteran or widow must show the VA that he or she is receiving ADL assistance from a third party, and paying for that assistance out of his or her own pocket.  This type of assistance can be provided by an assisted living community, independent living community, home healthcare organization, nursing home, or a family member / friend.  The Aid & Attendance benefit is the third tier of the Non-Service Connected Veteran Pension. 

Please Click Here For A Complete Overview.

2018 MAPR (Maximum Annual Pension Rates)

Veteran (One Dependent) =   $2,170 / Month..............$26,040 / Annually
Veteran (No Dependents) =   $1,830 / Month..............$21,960 / Annually
Two Married Wartime Vets = $2,903 / Month..............$34, 836 / Annually
Healthy Vet + Sick Spouse = $1,437 / Month..............$17,244 / Annually
Widow of Veteran =               $1,176 / Month..............$14,112 / Annually   

The veteran or widow must be receiving assistance in at least two of these areas:
Activities of Daily Living (ADL)

Bathing              Toileting
Showering         Personal Hygiene
Dressing            Physical Therapy / Mental Therapy
Ambulation        Nursing Services

Other ways to qualify for Aid & Attendance may include situations where:

* You are bedridden.

* You are a patient in a nursing home due to mental or physical incapacity.

* You are legally blind. 
This application will require a medical evaluation from a physician.  Gross income, assets, and unreimbursed medical expenses will also be taken into consideration.
Income Requirements
Household income must be less than the amount set by Congress to qualify for the Veteran Pension benefit. In order to receive the maximum benefit, your countable income must be $0.  You must take proper medical deductions to offset your income.  Generally speaking, your medical deductions should be equal to or greater than your income.  In other words, all income must be expensed out medically, which should include ADL medical assistance.  Please contact us, so we can help you pass the income test.

Countable income should include household income from most sources.  It should include social security, pension payments, required minimum distributions, interest, dividend payments, earnings, and net income from farming or a business. 

Asset Requirements

Net worth includes liquid assets such as non interest bearing bank accounts, interest bearing bank accounts, CD's, stocks, bonds, mutual funds, annuities, and any property other than your primary residence and a reasonable lot area.  The VA will determine whether or not you have enough assets to live off of for a reasonable period of time.


It is extremely important to speak with an experienced advocate prior to applying for your pension.  The slightest mistake could cause long delays or even a declination of benefits.

For your no fee / no obligation consultation, please call today: 1-877-896-0181

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Defining a wartime veteran or surviving spouse

* The veteran must have served at least 90 consecutive days of active duty.
* One of those days needed to be during a period of war.
* The veteran must have received a discharge other than "dishonorable."
* The widowed spouse must have been married to the veteran at the time of passing.
* The widowed spouse must have never remarried.

VA recognizes the wartime periods below to determine eligibility for VA Pension benefits:

  • Mexican Border Period (May 9, 1916 – April 5, 1917)

  • World War I (April 6, 1917 – November 11, 1918)

  • World War II (December 7, 1941 – December 31, 1946)

  • Korean Conflict (June 27, 1950 – January 31, 1955)

  • Vietnam (In Country) (February 28, 1961 – May 7, 1975)

  • Vietnam (All) (August 5, 1964 - May 7, 1975)

  • Gulf War (August 2, 1990 – through a future date)

    * If your service began after 09/07/1980, additional length of
      service
    requirements may apply.